Finding the right auto insurance provider in California can be challenging, especially for drivers with previous accidents on their records. However, several companies cater specifically to high-risk drivers and offer competitive rates and comprehensive coverage. Here’s a look at some of the best auto insurance providers in California for those with accidents.
1. Geico
Geico is renowned for its affordability and customer service. They offer a range of policies that accommodate drivers with past accidents. Geico provides various discounts, including multi-vehicle and military discounts, which can further reduce costs for those with a blemished driving history.
2. Progressive
Progressive is another strong contender, especially for drivers who have been involved in accidents. They offer a unique feature called "Snapshot," which tracks driving behavior to potentially lower premiums. Progressive’s extensive coverage options and ability to compare rates make it an excellent choice for California drivers looking for competitive pricing.
3. State Farm
As one of the largest auto insurance providers in the nation, State Farm offers tailored policies for drivers with accidents. They provide a personalized approach by assigning a dedicated agent to help navigate the best coverage options. Their "Drive Safe & Save" program can also reward safe driving with discounts.
4. Allstate
Allstate is known for its comprehensive coverage and numerous discounts. For drivers with accident records, Allstate provides additional resources, such as accident forgiveness programs. Their robust range of options allows drivers to find the right level of coverage and protection for their needs.
5. Mercury Insurance
Mercury Insurance is ideal for California drivers looking for affordable coverage after an accident. They specialize in providing services to higher-risk drivers and offer flexible payment plans. Mercury’s strong reputation in the state makes it a viable option for those seeking reliable protection.
6. Farmers Insurance
Farmers Insurance provides extensive coverage options and has programs specifically designed for high-risk drivers. With their comprehensive policies, drivers can choose additional protections, such as roadside assistance and rental reimbursement, ensuring peace of mind after an accident.
7. The General
The General focuses on insuring high-risk drivers and is often recognized for its competitive rates. They offer flexible payment options and have a streamlined online quote process, making it convenient for drivers with accidents to find suitable coverage without hassle.
8. Nationwide
Nationwide stands out for its customer service and claims handling, making it a trusted choice for drivers with prior accidents. They offer a variety of discounts, including options for safe drivers that can be particularly beneficial as your driving record improves over time.
When selecting an auto insurance provider in California, it's essential to compare quotes and coverage to find the best fit for your needs. Many of these providers offer online quotation services for quick comparisons. Remember, having an accident on your record doesn’t have to mean paying exorbitant premiums; with the right provider, you can still find quality coverage at an affordable price.
